What is a look-back period in travel insurance?

A look-back period is the 60 to 180 day window before policy purchase that insurers inspect to evaluate if a medical condition was active or changed.

Medical Care6 min read

Pre-Existing Medical Conditions Waiver & Travel Insurance

How to get travel insurance coverage for existing health conditions and medical histories.

A pre-existing condition is any health issue, illness, or injury for which you received treatment, consultation, or prescription medication prior to buying insurance. ### Pre-Existing Condition Waiver Requirements To qualify for a pre-existing condition waiver: 1. Purchase policy within **14 to 21 days** of making your first trip payment. 2. Ensure the condition has been **stable** (no dosage changes, new symptoms, or hospitalizations) during the look-back period (usually 60 to 180 days). 3. Be medically fit to travel on the date you purchase the policy.